komang evi windayani and Ni Luh Gede Erni Sulindawati, “PENGARUH FASILITAS PEER TO PEER LENDING, SUPPLY CHAIN MANAGEMENT DAN VOLUME PENJUALAN TERHADAP KAPASITAS KEUANGAN UMKM DIMASA COVID 19”, JAP, vol. 13, no. 1, pp. 138–151, May 2022.