. DSM, . GPAJSSM, . DMS. PENGARUH NON PERFORMING LOAN DAN LOAN TO DEPOSIT RATIO SERTA BIAYA OPERASIONAL PENDAPATAN OPERASIONAL TERHADAP RETURN ON ASSETS PADA LEMBAGA PERKREDITAN DESA DI KECAMATAN NEGARA. JMI [Internet]. 2019 Jul. 17 [cited 2025 Feb. 5];5(2). Available from: https://ejournal.undiksha.ac.id/index.php/JMI/article/view/18539