. KA, . GPAJSSM, . DWBM. PENGARUH BIAYA OPERASIONAL PENDAPATAN OPERASIONAL DAN LOAN TO DEPOSIT RATIO SERTA NON PERFORMING LOAN TERHADAP RETURN ON ASSET . JMI [Internet]. 2018 Feb. 22 [cited 2024 May 9];5(2). Available from: https://ejournal.undiksha.ac.id/index.php/JMI/article/view/13415