Pengaruh Pendapatan, Jumlah Nasabah, Dan Suku Bunga Terhadap Penyaluran Kredit Pada Pt. Pegadaian (Persero) Cabang Semarang Di Masa Pandemi Covid 19
DOI:
https://doi.org/10.23887/jimat.v13i01.36107Keywords:
Income, Customers, Rate, Credit DisbursementAbstract
This study aims to analyze the effect of income, number of customers, and interest rates on credit distribution of PT. Pegadaian (Persero) Semarang branch in 2018-2020. The sample of this study was determined by purposive sampling method based on the first criteria of PT. Pegadaian (Persero) Semarang branch in 2018-2020, the two PT. Pegadaian (Persero) Semarang branch with increased distribution in 2015-2019, and the three PT. Pegadaian (Persero) Semarang branch which has the necessary data in full to support the research being carried out such as: Income, Number of Customers, Interest Rates, and also Credit Distribution data, so that a sample of 48 outlets of PT. Pegadaian (Persero) Semarang branch. This research uses multiple linear regression model. The results of this study conclude that income has a significant effect on Credit Disbursement. The number of customers has no significant effect on Credit Disbursement, and interest rates have a significant effect on Credit Disbursement.
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