PERLINDUNGAN DATA DIRI PEMINJAM DALAM TRANSAKSI PINJAMAN ONLINE: KAJIAN PERSPEKTIF PERLINDUNGAN KONSUMEN DI INDONESIA

Authors

  • Utari Afnesia Universitas Internasional Batam, Indonesia
  • Rahmi Ayunda Universitas Internasional Batam, Indonesia

DOI:

https://doi.org/10.23887/jatayu.v4i3.43743

Keywords:

Perlindungan Konsumen, Hak Privasi, Pinjaman Online

Abstract

Peminjaman online merupakan suatu hal yang kerap dilakukan oleh masyarakat pada saat ini, sehingga peminjaman online begitu berkembang pesat dalam teknologi finansial. Akan tetapi seiring perkembangan zaman, peminjaman online disalah gunakan terpaut evidensi pribadi peminjaman online. Kesalahan tersebut dilakukan dengan menggunakan evidensi informasi pribadi nasabah dan menyebarluaskan tanpa seizin konsumen. Perbuatan yang dilakukan oleh oknum oknum tertentu mengakibatkan gangguan hak  privasi peminajaman terhadap konsumen. Tujuan dari penelitian ini ialah untuk megkaji dari perspektif perlindungan konsumen di Indonesia. Dimana dalam peraturan Undang – Undang Nomor 8 Tahun 1999 telah dijelaskan bahwasanya konsumen berhak mendapatkan perlindungan hukum dan POJK  No.  1/POJK.07/2013 tentang keamanan  data  dan/atau  informasi  konsumen.

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Published

2022-01-19

Issue

Vol. 4 No. 3 (2021): November, Jurnal Komunitas Yustisia

Section

Articles

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