Penerapan Transaksi Payment Gateway Berbasis QRIS Pada UMKM (Study Empiris Pada Pedangang Di Pantai Penimbangan)

Abstract

This study aims to find out how the implementation of transactions and what obstacles occur in the use of QRIS-Based Payment Gateway Technology for traders on the weighing beach and how to overcome these obstacles. This research uses descriptive qualitative method. Data collection techniques used are observation, interviews, and documentation which will be processed through data analysis to answer the problem formulation. The results of the study show that (1) the implementation of QRIS-based payment gateway transactions at merchants on the weighing beach is still not running optimally, (2) Obstacles in realizing the implementation of QRIS-based payment gateway transactions are still very many, (3) Initiatives that have been carried out in overcoming obstacles The QRIS (Quick Response Code Indonesian Standard) application is to upload articles about the QRIS application on the official website of Bank Rakyat Indonesia.