Pengaruh Literasi Keuangan, Sikap Keuangan dan Tingkat Pendidikan terhadap Pengelolaan Keuangan UMKM Di Kecamatan Grokgak

Abstrak

This research activity has a purpose to examine the influence that can be raised by aspects of financial literacy, aspects of financial attitudes and aspects of educational level on financial management. The type of research used is causal quantitative using a questionnaire. In this case, the population used is MSMEs in the Grokgak District area with numbers reaching 292 MSMEs. Sampling used a technique called Simple Random Sampling and calculated according to Ferdinand (2006), so that the sample reached 75. The data analysis method used was multiple linear regression analysis with the help of SPSS version 25 for Windows. The results of this study succeeded in showing that (1) Aspects of financial literacy, financial attitudes and level of education show a positive and significant influence on financial management, (2) Aspects of financial literacy show a positive and significant influence on financial management, (3 ) The financial attitude aspect shows a positive and significant influence on financial management, and (4) The education level aspect shows a positive and significant influence on financial management