Analisis Prosedur dan Kebijakan Pemberian Kredit Pada Koperasi CU Darma Harta Mumbul

Authors

  • I Kadek Semadi Universitas Pendidikan Ganesha
  • I Gusti Ayu Purnamawati Universitas Pendidikan Ganesha

DOI:

https://doi.org/10.23887/jiah.v12i3.50431

Keywords:

credit, credit granting procedures and policies

Abstract

This study aims to describe the procedures and policies for granting credit to the Darma Harta Mumbul CU cooperative. This type of research is descriptive qualitative. The data were collected by using interview, observation, and documentation methods, then the data that had been obtained were analyzed by descriptive analysis. The results of the research that have been carried out show that the procedures for granting credit at the CU Darma Harta cooperative are in line with the procedures for granting credit in general. Likewise, the credit policy applied to the CU Darma Harta cooperative has also been in line with the general lending policy. Procedures and policies for granting credit to CU Darma Harta cooperatives are able to minimize credit risk that may arise during the credit process. In addition, the procedures and policies for granting credit to the CU Darma Harta cooperative are also not difficult for members and also do not harm the cooperative.

References

Azizah. (2019). Pengaruh Pebijakan Predit Perhadap Kinerja Keuangan Koperasi Karyawan Claro Hotel Makassar (Periode Tahun 2014-2018).

Kasmir. (2014). Dasar-Dasar Perbankan (Revisi). PT Rajagrafindo Persada.

Novianti, N. dai. (2017). Analisi Prosedur Pemberian Kredit Koperasi. Jurnal Ilmu Keuangan Dan Perbankan.

Nurjanih. (2020). Analisis Prosedur dan Pengendalian Kredit Pada Koperasi Simpan Pinjam (KSP) Kopdit Aneka Karya Di Nusa Tenggara Timur. Vol 6, No.005.

Purnamawati, I. G. A., & Yuniarta, G. A. (2018). Pelatihan dan Pendampingan Penyusunan Laporan Arus Kas untuk Pengelola Koperasi di Kecamatan Buleleng. Proceeding of Community Development, 1, 189. https://doi.org/10.30874/comdev.2017.25

Purnamawati, I. G. A., & Yuniarta, G. A. (2021). Loan Restructuring, Human Capital and Digital towards MSME Performance in the COVID-19 Pandemic. Asia Pacific Management and Business Application, 010(02), 177–192. https://doi.org/10.21776/ub.apmba.2021.010.02.5

Suartana, I. W., Yasa, G. W., Setyari, N. P. W., & Purnamawati, I. G. A. (2020). Resiliensi Bisnis Badan Usaha Milik Desa Pada Era Pandemi: Sebuah Pendekatan Studi Kasus. Matrik : Jurnal Manajemen, Strategi Bisnis Dan Kewirausahaan, 253. https://doi.org/10.24843/matrik:jmbk.2020.v14.i02.p09

Undang-undang Republik Indonesia Nomor 23 Tahun 1999 Tentang Bank Indonesia.

Downloads

Published

2023-01-01

Issue

Section

Articles