Pengaruh Literasi Keuangan, Financial Self Efficacy dan Gaya Hidup Mahasiswa terhadap Perilaku Keuangan di Kabupaten Buleleng

Abstract

The purpose of this research is to determine the relationship between the level of financial literacy, financial self-efficacy and lifestyle on financial behavior in Buleleng district. In this study, a survey was conducted of 97 students of the Accounting and Management Study Program of Buleleng Regency class 2018, 2019, and 2020. This study used a Google form-based questionnaire. Purposive sampling is a sampling technique. The data used is primary data consisting of respondents' answers and analyzed using SPSS 22 for Windows. According to the research results, financial literacy, financial self-efficacy and lifestyle have a positive and significant impact on financial behavior in Buleleng district.