PENGARUH DANA PIHAK KETIGA DAN LOAN TO DEPOSIT RATIO TERHADAP RETURN ON ASSETS PADA BANK UMUM SWASTA NASIONAL YANG TERDAFTAR DI BURSA EFEK INDONESIA

Abstract

Penelitian ini bertujuan untuk mengetahui: (1) pengaruh secara simultan Dana Pihak Ketiga dan Loan to Deposit Ratio terhadap Return On Assets pada Bank Umum Swasta Nasional yang terdaftar di Bursa Efek Indonesia, (2) pengaruh secara parsial Dana Pihak Ketiga dan Loan to Deposit Ratio terhadap Return On Assets pada Bank Umum Swasta Nasional yang terdaftar di Bursa Efek Indonesia. Penelitian ini menggunakan desain kuantitatif kausal. Subjek penelitian adalah Bank Umum Swasta Nasional yang terdaftar di Bursa Efek Indonesia, dan objek penelitian adalah Dana Pihak Ketiga, Loan to Deposit Ratio, dan Return On Assets. Data dikumpulkan dengan pencatatan dokumen, dan dianalisis dengan regresi linier berganda. Hasil penelitian menunjukkan bahwa (1) secara simultan Dana Pihak Ketiga dan Loan to Deposit Ratio berpengaruh signifikan terhadap Return On Assets (2) secara parsial Dana Pihak Ketiga berpengaruh negatif dan signifikan terhadap Return On Assets (3) secara parsial Loan to Deposit Ratio berpengaruh positif dan signifikan terhadap Return On Assets.
Kata Kunci : DPK, LDR, ROA

This study aimed to know: (1) the simultaneous effect of deposits and loan to deposit ratio toward return on assets at national private banks listed on Indonesia Stock Exchange, (2) the partially effect of deposits and loan to deposit ratio toward return on assets at national private banks listed on Indonesia Stock Exchange. This study was conducted using quantitative causal. The subject of research was national private banks listed on Indonesia Stock Exchange, and the object of research were deposits, loan to deposit ratio, and return on assets. The data was colleted by documentation technique and it was analyzed by multiple linear regression. The results showed that (1) deposits and loan to deposit ratio simultaneously had significant effect toward the return on assets at national private banks listed on Indonesia Stock Exchange, (2) deposits partially had negative and significant effect toward the return on assets, (3) loan to deposit ratio partially had positive and significant effect toward the return on assets.
keyword : DPK, LDR, ROA