Pengaruh Dana Pihak Ketiga (DPK) dan Non Performing Loan (NPL) terhadap Jumlah Kredit yang disalurkan pada Lembaga Perkreditan Desa (LPD) Se-kecamatan Marga, Kab. Tabanan

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh dana pihak ketiga (DPK) dan non performing loan (NPL) terhadap jumlah kredit yang disalurkan pada lembaga perkreditan desa (LPD) Se-kecamatan Marga, Kab. Tabanan. Desain penelitian yang digunakan dalam penelitian ini adalah kuantitatif kausal. Subjek penelitian ini adalah lembaga perkreditan desa (LPD) Se-kecamatan Marga, Kab. Tabanan dan objek penelitian ini adalah dana pihak ketiga (DPK), non performing loan (NPL) dan kredit. Metode pengumpulan data dilakukan dengan pencatatan dokumen, kemudian dianalisis menggunakan analisis regresi berganda. Hasil penelitian menunjukkan bahwa (1) secara simultan DPK dan NPL berpengaruh signifikan terhadap kredit, (2) DPK berpengaruh positif signifikan terhadap nilai perusahaan, (3) NPL berpengaruh negatif signifikan terhadap kredit.
Kata Kunci : dana pihak ketiga (DPK), non performing loan (NPL) dan kredit.

This study aims to know the simultaneous and partial influence of deposit and non performing loan to the distribution amount of credit lembaga perkreditan desa (LPD) Se-kecamatan Marga, Kab. Tabanan. The research design used was quantitative causal. The subject of this study were lembaga perkreditan desa (LPD) Se-kecamatan Marga, Kab. Tabanan and the object were the deposit and non performing loan, the distribution amount of credit. The data collected by recording documentation, and then it’s analyzed by linier multiple regression. The result of this research showed that (1) simultaneous influence of deposit and non performing loan had significant effect to the credit, (2) partial influence of deposit had positive significant effect to the credit, and (3) partial influence of non performing loan had negative significant effect to the credit
keyword : deposit, non performing loan and credit.