Perlindungan Data Nasabah Terkait Pemanfaatan Artificial Intelligence dalam Aktifitas Perbankan di Indonesia

Authors

  • Rahmi Ayunda Fakultas Hukum, Universitas Internasional Batam, Indonesia
  • Rusdianto Rusdianto Fakultas Hukum, Universitas Internasional Batam, Indonesia

DOI:

https://doi.org/10.23887/jkh.v7i2.37995

Abstract

The development of information technology resulted in the industrial revolution 4 times. Starting from the 1.0 industrial revolution that occurred in the 18th century until now in the 4.0 industrial revolution that occurred in 2010. The 4.0 Industrial Revolution introduced innovative technology in the industrial world so that the world became acquainted with Artificial Intelligent. The application of Artificial Intelligent in banking activities provides convenience and efficiency to all customers and also the bank. However, technological progress will not be defeated by human greatness. Where hackers can still leak and steal customer data, so regulations related to the application of Artificial Intelligence in banking activities are considered very important. The rise of leaks carried out by hackers is known as cyber crime which can destroy the application of the principle of secrecy in the banking system. This is what then inspires the urgency to protect bank consumers data. This research was conducted using normative Legal research and is intended to provide the benefits derived from the application of AI in banking activities, negative impacts and ways to avoid negative impacts through the formation of new regulations related to the application of Artificial Intelligence in banking activities in Indonesia.

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Published

2021-09-23

How to Cite

Ayunda, R., & Rusdianto, R. (2021). Perlindungan Data Nasabah Terkait Pemanfaatan Artificial Intelligence dalam Aktifitas Perbankan di Indonesia. Jurnal Komunikasi Hukum (JKH), 7(2), 663–677. https://doi.org/10.23887/jkh.v7i2.37995

Issue

Vol. 7 No. 2 (2021): Agustus, Jurnal Komunikasi Hukum

Section

Articles

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Authors who publish with this journal agree to the following terms:

    1. Authors retain copyright and grant the journal right of first publication, with the work [SPECIFY PERIOD OF TIME] after publication simultaneously licensed under aCreative Commons Attribution License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.
    2. Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
    3. Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).