PENGARUH LOAN TO DEPOSIT RATIO DAN BIAYA OPERASIONAL PENDAPATAN OPEARSIONAL TERHADAP PROFITABILITAS PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA

Abstrak

Tujuan penelitia ini adalah untuk mengetahui pengaruh Loan to Deposit Ratio (LDR) dan Biaya Operasional Pendapaan Operasional (BOPO) terhadap profitabilitas pada perusahaan perbankan. Penelitian ini dilakukan di Bursa Efek Indonesia. Penelitian ini menggunakan populasi sebanyak 43 perusahaan. Teknik analisis data yang digunakan adalah regresi linear berganda. Hasil penelitian menunjukkan bahwa Loan to Deposit Ratio (LDR) secara parsial berpengaruh positif signifikan terhadap profitabilitas sedangkan Biaya Operasional Pendapaan Operasional (BOPO) secara parsial berpengaruh negatif signifikan terhadap profitabilitas dan secara simultan Loan to Deposit Ratio (LDR) dan Biaya Operasional Pendapaan Operasional (BOPO) berpengaruh signifikan terhadap profitabilitas perusahaan yang terdaftar di Bursa Efek Indonesia.
Kata Kunci : LDR, BOPO dan profitabilitas

The purpose of this study was to determine the effect of Loan to Deposit Ratio (LDR) and Operational Expenses Operational Income (BOPO) to the profitability of company’s bank. This research was conducted in Indonesia Stock Exchange. Population in this study as many as 43 companies. Data analysis technique is used multiple linear regression. The result of this study showed that the Loan to Deposit Ratio (LDR) is partially significant positive effect on the profitability while Operational Expenses Operational Income (BOPO) is partially significant negative effect on the profitability and simultaneously the Loan to Deposit Ratio (LDR) and Operational Expenses Operational Income (BOPO) is significant effect on the profitability listed in Indonesia Stock Exchange.
keyword : LDR, BOPO and profitability