PENGARUH DANA PIHAK KETIGA (DPK) DAN NON PERFORMING LOAN (NPL) TERHADAP PROFITABILITAS (STUDI KASUS PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA TAHUN 2014)

Abstrak

Penelitian ini bertujuan untuk memperoleh temuan tentang (1) pengaruh dana pihak ketiga dan non performing loan secara simultan terhadap profitabilitas, (2) pengaruh dana pihak ketiga dan non performing loan secara parsial terhadap profitabilitas. Desain penelitian yang digunakan dalam penelitian ini adalah kuantitatif kausal. Subjek penelitian ini adalah Perusahaan Perbankan yang terdaftar di Bursa Efek Indonesia, dan objek penelitian adalah Dana Pihak Ketiga, non performing loan dan profitabilitas. Data dikumpulkan dengan pencatatan dokumen, kemudian dianalisis menggunakan analisis regresi linear berganda. Hasil penelitian menunjukkan bahwa (1) Ada pengaruh yang signifikan secara simultan dari dana pihak ketiga dan non performing loan terhadap profitabilitas, (2) Ada pengaruh yang signifikan secara parsial dana pihak ketiga dan non performing loan terhadap profitabilitas.
Kata Kunci : dana pihak ketiga, non performing loan, profitabilitas.

The purpose of this research to get findings about (1) the simultaneous effect of third party’s deposits and non performing loan on profitability, (2) the partial effect of third party’s deposits and non performing loan on profitability. The research design was used quantitative causal. The subject of this research were Bank Companies that were listed in Indonesia Stock Exchange, and the object of this research were third party’s deposits, non performing loan and profitability. The data was obtained by documentation technique, and then it’s analyzed using multiple linier regressions. The results of this research shows that (1) There was a simultaneous significant effect of third party’s deposits and non performing loan on profitability, (2) There was a partial significant effect of third party’s deposits and non performing loan on profitability.
keyword : third party’s deposits, non performing loan, profitability.