PENGARUH CAPITAL ADEQUACY RATIO, NET INTEREST MARGIN DAN NON PERFORMING LOAN TERHADAP RETURN ON ASSETS PADA PERUSAHAAN PERBANKAN YANG GO PUBLIC DI BURSA EFEK INDONESIA

Abstract

Penelitian ini bertujuan untuk memperoleh temuan eksplanatif yang teruji tentang (1) pengaruh Capital Adequacy Ratio, Net Interest Margin dan Non Performing Loan secara simultan terhadap Return On Asset, (2) pengaruh Capital Adequacy Ratio, Net Interest Margin dan Non Performing Loan secara parsial terhadap Return On Asset pada Perusahaan Perbankaan yang Go Public di Bursa Efek Indonesia periode 2015 - 2016. Desain penelitian yang digunakan adalah kuantitatif kausal. Subjek penelitian adalah perusahaan perbankan; dan objek penelitian adalah Capital adequacy Ratio, Net Interest Margin, Non Performing Loan, dan Return On Assets. Data dikumpulkan dengan pencatatan dokumen, dan dianalisis dengan analisis regresi linear berganda. Hasil penelitian menunjukkan (1) Capital Adequacy Ratio, Net Interest Margin dan Non Performing Loan berpengaruh signifikan terhadap Return On Assets, (2) Capital Adequacy Ratio berpengaruh positif dan signifikan terhadap Return On Assets, (3) Net Interest Margin berpengaruh positif dan signifikan terhadap Return On Assets, (4) Non Performing Loan berpengaruh negatif dan signifikan terhadap Return On Assets.
Kata Kunci : Capital Adequacy Ratio, Net Interst Margin, Non Performing Loan, Return On Assets

The purpose of this research to get explanative findings about (1) the effect of Capital Adequacy Ratio, Net Interest Margin and Non Performing Loan either simultaneously toward Return On Assets, (2) the effect of Capital Adequacy Ratio, Net Interest Margin and Non Performing Loan either partially towards Return On Assets in The Banking Company to Go Public in Indonesia Stock Exchanges period 2015 - 2016. The research design used is causal quantitative. The subject of research is banking; and the object of this research were Capital Adequacy Ratio, Net Interest Margin, Non Performing Loan, dan Return On Assets. The data was obtained by documentation technique, and then it’s analyzed using multiple linier regressions. The result of this research shows that (1) capital adequacy ratio, Net Interest Margin and Non Performing Loan had significant effect to the Return On Assets, (2) Capital Adequacy Ratio had positive significant effect to the return on assets, (3) Net Interest Margin had positive significant effect to the Return On Assets, (4) Non Performing Loan had negative significant effect to the Return On Assets.
keyword : Capital Adequacy Ratio, Net Interest Margin, Non Performing Loan, Return On Assets